{"id":28595,"date":"2026-05-01T00:54:26","date_gmt":"2026-05-01T03:54:26","guid":{"rendered":"https:\/\/jornalpacity.com.br\/?p=28595"},"modified":"2026-05-01T00:54:26","modified_gmt":"2026-05-01T03:54:26","slug":"bc-reforca-seguranca-em-transferencias-eletronicas-para-exterior","status":"publish","type":"post","link":"https:\/\/jornalpacity.com.br\/?p=28595","title":{"rendered":"BC refor\u00e7a seguran\u00e7a em transfer\u00eancias eletr\u00f4nicas para exterior"},"content":{"rendered":"

A partir de outubro, o servi\u00e7o de pagamento ou transfer\u00eancia eletr\u00f4nica internacional (eFX) obedecer\u00e1 a novas regras de seguran\u00e7a e transpar\u00eancia.<\/strong> O Banco Central (BC) aprovou nesta quinta-feira (30) uma resolu\u00e7\u00e3o<\/a>\u00a0que restringe a execu\u00e7\u00e3o do servi\u00e7o a institui\u00e7\u00f5es autorizadas pelo \u00f3rg\u00e3o.<\/p>\n

As institui\u00e7\u00f5es sem autoriza\u00e7\u00e3o, informou o BC, podem continuar a operar o eFX, mas dever\u00e3o pedir, at\u00e9 maio de 2027, permiss\u00e3o \u00e0 autoridade monet\u00e1ria para funcionarem.\u00a0<\/strong><\/p>\n

A resolu\u00e7\u00e3o determinou que as institui\u00e7\u00f5es que fornecem o servi\u00e7o dever\u00e3o enviar, todos os meses, informa\u00e7\u00f5es detalhadas ao BC. Tamb\u00e9m dever\u00e3o usar contas separadas para o tr\u00e2nsito de recursos de clientes de eFX.<\/p>\n

As novas regras, informou o BC, foram resultado de consulta p\u00fablica feita em 2025. Segundo o \u00f3rg\u00e3o, as normas pretendem alinhar a regulamenta\u00e7\u00e3o brasileira aos padr\u00f5es internacionais.<\/strong><\/p>\n

Amplia\u00e7\u00e3o<\/h2>\n

Embora tenha restringido a seguran\u00e7a do servi\u00e7o eFX, o BC estendeu a utiliza\u00e7\u00e3o do servi\u00e7o a investimentos no mercado financeiro e de capitais no Brasil e no exterior. O limite ser\u00e1 de US$ 10 mil por transa\u00e7\u00e3o, assim como nas demais opera\u00e7\u00f5es.<\/strong><\/p>\n

Regulamentado pelo BC em 2022, o eFX \u00e9 usado para os seguintes objetivos:<\/p>\n

\u2022 pagar compras no exterior;<\/p>\n

\u2022 contratar servi\u00e7os internacionais;<\/p>\n

\u2022 fazer transfer\u00eancias de recursos.<\/p>\n

Diferentemente das opera\u00e7\u00f5es comuns de c\u00e2mbio, o eFX n\u00e3o precisa de contratos individuais para cada opera\u00e7\u00e3o.<\/p>\n

\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"

A partir de outubro, o servi\u00e7o de pagamento ou transfer\u00eancia eletr\u00f4nica internacional (eFX) obedecer\u00e1 a novas regras de seguran\u00e7a e transpar\u00eancia. O Banco Central (BC) aprovou nesta quinta-feira (30) uma resolu\u00e7\u00e3o\u00a0que restringe a execu\u00e7\u00e3o do servi\u00e7o a institui\u00e7\u00f5es autorizadas pelo \u00f3rg\u00e3o. As institui\u00e7\u00f5es sem autoriza\u00e7\u00e3o, informou o BC, podem continuar a operar o eFX, mas […]<\/p>\n","protected":false},"author":1,"featured_media":28596,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[46],"tags":[],"class_list":["post-28595","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"_links":{"self":[{"href":"https:\/\/jornalpacity.com.br\/index.php?rest_route=\/wp\/v2\/posts\/28595","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornalpacity.com.br\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornalpacity.com.br\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornalpacity.com.br\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornalpacity.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28595"}],"version-history":[{"count":0,"href":"https:\/\/jornalpacity.com.br\/index.php?rest_route=\/wp\/v2\/posts\/28595\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornalpacity.com.br\/index.php?rest_route=\/wp\/v2\/media\/28596"}],"wp:attachment":[{"href":"https:\/\/jornalpacity.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28595"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornalpacity.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28595"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornalpacity.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28595"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}